Reserves released. What’s in your comp book?
Most of a comp loss ratio is a handful of claims that stayed open too long. OwlSignal watches every open claim daily and flags the change, with its source.
Long-tail claims move the loss ratio. OwlSignal watches every one of them.
0.92 F1 on claims monitoring, against 0.62 for the nearest alternative. Fewer referrals and more of them right, so the SIU queue becomes one your team trusts. 65% of accepted insights change the claim.
Every open claim, every day
Not a one-off records pull. Continuous monitoring across employment, income, business registrations, court and public records and public activity, for the life of the claim.
The change, the day it happens
A new job, a new business, a new address, a return to activity: routed to the adjuster with the source attached, while the reserve can still move.
In the queue your team already works
Native to Guidewire, Duck Creek, Origami and Snapsheet. No new portal, no new logins. Adjusters act on it inside their normal workflow.
Measured in production, not in a pilot deck.
Figures from Owl production deployments. Detail and methodology shared during the back-test read-out.
$40M
in reserves released at a leading U.S. carrier
65%
of accepted insights lead to a claim adjustment
0.92 F1
claims-monitoring accuracy, against 0.62 for the nearest alternative
97%
identity-match accuracy on every insight
Bring a closed quarter. Leave with a dollar figure.
Scoping call to read-out · under two weeks
Pick a closed quarter
You choose the cohort: a quarter of closed comp claims, de-identified as far as you need. Everything runs under NDA, and your data never trains our models.
We run OwlSignal against it
Every claim is monitored as if it were still open, across all five eligibility categories. No integration; a claims export is enough.
You get the number
A read-out with a claims engineer: which claims stayed open too long, when the change happened, the source, and what each one was worth in reserves.
When the board asks what AI did for the loss ratio, have a number.
A 30-minute scoping call with a claims engineer, not a sales team. You pick the quarter; we do the work.
- —Every closed claim in the quarter monitored as if it were still open
- —Which claims would have flagged, when, and the source behind each insight
- —A dollar figure: the reserves and indemnity that could have moved earlier
- —A written read-out you can take to your VP or your board