Solutions, Life & Health
Every L&H claim, read on arrival, then scored against the rest of your book.
Carriers, reinsurers and TPAs writing L&H risk. Group LTD, STD, individual disability, group life, supplemental and critical illness. Owl reads every record the day it lands, resolves the claimant to external data your CMS never holds, and answers the questions that move duration and offset.
$2.4M
Avg. savings per 100K claims
100%
Records read on arrival
97%
Identity-match accuracy
01By line of business
Pick the line of business you write.
Every L&H line is supported in production today. Each page drops you straight into the file, the external signals and the work product.
02The toolkit
Three AI agents across every L&H file.
04Get started
Bring us a closed L&H file. We’ll show you what it would have answered on day one.
Two-week pilot. Your records, your tenant, your plan language. We measure cycle time, duration, offset capture and decision quality against your own ground truth.