Where the record has to agree
A VA service-connection claim is a chain of three findings: a current diagnosis, an in-service event or exposure, and a medical nexus tying them together. Owl reads the service treatment record, the C&P exam and the post-service history together, walks 38 CFR Part 4, and rates the combined claim.
80% → 90%
Combined rating predicted
+$542/mo
Increase in tax-free benefit
2 secondaries
Both nexus-supportable
Three AI agents on a VA disability file. Reading. Cross-referencing. Answering.
One veteran: 6 years Army infantry, an 80% rating where the math says 90%.
Anonymized composite: Army E-5, MOS 11B, 2009-2015, two Iraq tours, current 80% combined rating across 4 service-connected conditions.
External data only. None of this lives in your CMS. Owl gathered it from public records, professional networks, registries and the open web, then resolved it to this claimant.
BVA precedent (millions of decisions) recognizes OSA as secondary to service-connected PTSD when sleep architecture is disrupted. Sleep study confirms moderate OSA (AHI 22). Probability of grant on secondary nexus is ~71% per cohort. Rating likely 50% (CPAP-required).
Migraine is a recognized secondary to PTSD per BVA precedent when onset post-trauma. Post-service neurology records confirm migraine with aura, prostrating attacks 1-2x/month. Probability of grant ~64%. Rating likely 30%.
Veteran served in Iraq during qualifying period. PACT Act presumes burn-pit exposure for any Iraq service post-2001. Six conditions presumptive. Veteran does not currently have any of the presumptive conditions diagnosed; surveillance recommended.
Current rating 10% (forward flexion 60-85 degrees). Recent C&P shows forward flexion 45 degrees with painful motion and functional loss. Per 38 CFR 4.71a, this supports 20% rating. File for increase with the new C&P findings.
Predicted combined rating: 90%. The supplemental claim should add (1) sleep apnea secondary to PTSD at 50% (CPAP-required), (2) migraine secondary to PTSD at 30%, and (3) increase the lumbar rating from 10% to 20% based on the recent C&P. With existing 70% PTSD + 10% tinnitus + 10% hearing + new 50% OSA + new 30% migraine + increased 20% lumbar, VA Math yields 90% combined (not 100%, because of the bilateral factor and rounding). Probability of all three grants ~58% per cohort; PTSD-secondary OSA is the highest-confidence add. Recommend filing all three together as a single supplemental.
Draft prepared. Format: Independent Medical Opinion / IMO from board-certified sleep medicine physician, citing veteran’s service-connected PTSD, the sleep study (AHI 22, moderate OSA), and the medical literature establishing PTSD-OSA association (Krakow 2002, Mysliwiec 2018). Opinion language: "It is at least as likely as not that the veteran’s OSA is caused or aggravated by his service-connected PTSD." DBQ for sleep apnea attached. Probability of grant on this letter pattern in this Regional Office: 74%.
What the world says about your VA disability claimants, none of which lives in your CMS.
Internal claim data is half the picture: it tells you what the claimant told you. OwlSignal continuously gathers external data (public records, professional and corporate registries, court dockets, social and open web) and matches it back to the claimant. These are the families that move the needle on VA disability.
38 CFR Parts 3 and 4 (the full VA Schedule for Rating Disabilities), walked diagnostic-code by diagnostic-code, with the percentage criteria, the bilateral factor, and the VA Math combined rating formula.
Owl’s BVA decisions corpus (1.8M decisions, all public): secondary-condition nexus precedent, presumptive-grant patterns, evidence-development requirements, and ALJ decision behavior by Veterans Law Judge.
PACT Act, Agent Orange, Gulf War, Camp Lejeune, atomic veterans: every presumptive condition list, every qualifying period, every location, kept current as VA updates.
Service Treatment Record, personnel file, DD-214, Line of Duty determinations, MOS-to-event correlations, and Owl’s MOS-to-condition correlation matrix from public BVA outcomes.
Disability Benefits Questionnaires for every body system, the DeLuca-factors functional-loss criteria, and Owl’s tracker of which examiners and contract-vendors produce inadequate exams.
Regional Office grant-rate by issue, average days to decision, remand rate, and Owl’s benchmarks for which ROs require IMO support and which do not.
Numbers from VSO networks and assistance vendors running Owl on VA claims in production.
Built for the regulatory shape of VA disability.
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Claim management
VetraSpec, Vetstoria, in-house
VA systems
VBMS, eBenefits, VA.gov (with consent + 21-22)
Records intake
NPRC, DPRIS, MRO, Verisma
Document intake
Box, OnBase, ImageRight
BVA precedent
Owl BVA corpus, VA case search, Veterans Law Library
Identity & SSO
Okta, Azure AD, PingFederate, SAML, SCIM
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Two-week pilot. Your veteran files, your tenant, your accreditation. We measure secondary-condition detection, predicted-rating accuracy, cycle time and combined-rating uplift against your own ground truth.