Solutions, Health, Pharmacy & PBM

It's the chart, not the cost

Specialty drugs are three percent of scripts and half of spend. Each prior auth is a chart-read inside a guideline inside a formulary inside a benefit. Owl reads every page on arrival, walks the formulary and the NCCN, FDA and compendium support, and turns the pend into a determination on first touch.

Own-occ, stated vs. actual4-yr window
2022
Oncology, 22%
Other specialty, 30%
2023
Oncology, 24%
Other specialty, 25%
2024
Oncology, 26%
2025
Oncology, 25%
GLP-1, 26%

+20 pts

GLP-1 share of specialty spend

64%

Specialty PAs auto-approvable

$11.40 $1.80

Cost per PA touch

03A real claim, walked end to end

One PA: a CPT-J9035 oncology authorization with off-label support.

Anonymized composite. Member 51F with HER2-negative metastatic breast cancer, prescriber requesting bevacizumab off-label.

PA #
RX-2025-31288
Drug
Bevacizumab, J9035
Member
51F, MA, C50.911
Use
Off-label, NCCN 2A
Determination
Approve
OwlVision
What it read
PA request + ICD / J-code
4 pp
Read, indexed, cited
Oncology chart (24mo)
184 pp
Read, trial-failure mapped
Pathology + receptor status
18 pp
Read, ER+/PR+/HER2- confirmed
NCCN Breast v3.2025
96 pp
Read, Category 2A cited
Plan medical policy 9.22
22 pp
Read, rule applied
Structured extraction
Member 51F; J9035 (bevacizumab); Dx C50.911; ER+/PR+/HER2- mBC; 2 prior lines: paclitaxel + endocrine, then capecitabine. NCCN Breast v3.2025 supports bevacizumab Cat 2A in this setting, and plan policy 9.22 covers when NCCN ≥ 2A.
OwlSignal
What the world said about the claimant

External data only. None of this lives in your CMS. Owl gathered it from public records, professional networks, registries and the open web, then resolved it to this claimant.

NCC-02
NCCN Cat 2A, plan policy met

NCCN Breast v3.2025 supports bevacizumab in HER2-negative metastatic breast cancer at Category 2A. Plan medical policy 9.22 explicitly covers oncology drugs with NCCN ≥ 2A support. The off-label flag clears on coverage grounds.

NCCN compendium v3.2025Plan med policy 9.22 v6FDA label, oncology indications
STP-04
Step-therapy, Surescripts cross-PBM

Cross-PBM pharmacy claims via Surescripts confirm two prior systemic therapies (paclitaxel + capecitabine), so step requirements are satisfied. No need to pend for prescriber attestation.

Surescripts cross-PBM historyPlan formulary 2025 step-therapy schemaPrior PA records
PRV-08
Prescriber clean, OIG + DEA

Oncologist NPI clean on OIG LEIE, SAM.gov exclusion, DEA action database, and state medical board. No prior fraud referral or quantity-limit override pattern across the Owl cross-payer graph.

OIG LEIEDEA action databaseState medical board sanctionsOwl cross-payer prescriber graph
IRO-09
Denial would overturn at 78%

Owl IRO corpus (n=180K) shows denials of NCCN Cat 2A oncology drugs in metastatic settings overturn at 78% on external review, often with public CMS Stars exposure. There is no defensible policy basis for denial here.

Owl IRO corpus 2024–2025CMS Stars 2025 specState external review filings
OwlAssist
What it answered
Examiner asked
Is bevacizumab covered for this member’s diagnosis under our policy, off-label or not?
Owl answered in 0.9s

Yes. Plan medical policy 9.22 covers oncology drug uses with NCCN compendium support at Category 2A or higher. NCCN Breast v3.2025 supports bevacizumab for HER2-negative metastatic breast cancer at Category 2A. The member’s diagnosis matches. Two prior lines of therapy are documented in Surescripts cross-PBM history, satisfying step requirements. Approve.

Med Policy 9.22 v6NCCN Breast v3.2025Surescripts 2024-03 → 2025-09Service request 2025-10-02
Examiner asked
If the prescriber later seeks a different combination, what should we pre-stage?
Owl answered in 1.1s

Pre-stage step-therapy documentation for pertuzumab and trastuzumab-deruxtecan, both of which have NCCN support in adjacent settings and are common next-line requests. The member has no prior fill history for these per Surescripts. Standard step-therapy language attached.

NCCN Breast v3.2025Surescripts cross-PBM historyPlan step-therapy schema 2025
04OwlSignal external data

What the world says about your Pharmacy & PBM claimants, none of which lives in your CMS.

Internal claim data is half the picture: it tells you what the claimant told you. OwlSignal continuously gathers external data (public records, professional and corporate registries, court dockets, social and open web) and matches it back to the claimant. These are the families that move the needle on Pharmacy & PBM.

CMPCompendia & Labels

NCCN, AHFS DI, Lexi-Drugs, Clinical Pharmacology, Micromedex DrugDex, FDA labels and FDA REMS: the compendium support that determines off-label coverage and step-therapy waivers.

NCCN compendiumAHFS DI, Lexi-DrugsMicromedex DrugDexFDA labels + REMS
CRXCross-PBM Pharmacy History

Surescripts, RxHub and PBM-clearinghouse data: the fill history that lives outside your PBM but supports trial-and-failure step-therapy decisions.

SurescriptsRxHub / NCPDP networksCross-PBM clearinghouse feeds
PRVPrescriber Quality & Sanctions

OIG LEIE, SAM.gov exclusion, DEA action database, state medical board sanctions and Owl’s cross-payer prescribing graph, to surface prescriber risk on every PA.

OIG LEIEDEA action databaseState medical boardOwl cross-payer prescriber graph
IROExternal Review Decisions

IRO decisions from state DOIs and CMS: what gets overturned on Rx denials, by drug class and by denial reason. Owl’s corpus is 180K decisions.

State DOI external reviewCMS external reviewOwl IRO corpus
POLPolicy & Formulary Constructs

Formulary tiers, step-therapy schemas, quantity limits, age limits, gender limits, prior-auth criteria, medical policy library: read once, walked on every PA.

Plan formulary + tier filesPlan medical policy libraryCMS NCD/LCD database
OIGOIG Workplan + Workpattern

OIG annual Workplan, CERT national error data, GLP-1 utilization patterns and the FWA referral defensibility checks that pharmacy SIU teams rely on.

OIG annual WorkplanCMS CERT dataGAO healthcare reportsOwl FWA pattern library
Refreshed daily, matched by identity-resolution, every observation cited to its source.
05What changes

Numbers from health plans and PBMs running Owl on Rx in production.

MetricWithout OwlWith Owl
Charts read end-to-end on PA32%100%
Time to PA determination4.1 days3 hours
Auto-approval rate, clean cases17%64%
Overturn rate at IRO41%11%
Avg cost per PA touch$11.40$1.80
Specialty FWA recovery / 1K members$2,400$8,100
Source: rolling 12-month average across 4 health plans + 1 PBM, specialty + traditional PA, n = 1.1M PAs.

Built for the regulatory shape of Pharmacy & PBM.

07Integrations

Lives where your Pharmacy & PBM files live.

PBM platforms

CVS Caremark, Express Scripts, OptumRx, Prime, MedImpact

Core admin

HealthEdge HealthRules, Trizetto Facets, QNXT

UM platforms

CoverMyMeds, Surescripts ePA, ZeOmega Jiva

Compendium libraries

NCCN, Micromedex DrugDex, Lexi-Drugs, AHFS DI

Pharmacy networks

Surescripts, RxHub, NCPDP networks

Identity & SSO

Okta, Azure AD, PingFederate, SAML, SCIM

08Get started

Bring us a month of specialty PAs. We’ll show you the auto-approve rate on day one.

Two-week pilot. Your PA stream, your tenant, your formulary. We measure cycle time, auto-approval rate, IRO survival rate and per-touch cost against your own ground truth.